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Monzo: Investments reviews

4.85
Based on 1,149 reviews, last reviewed 9th Aug 2026
82% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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0%
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0%
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Latest highest rating:

5

I love the transparency of the investments graph. I love the transparency of the investments graph. The products offered are suitable for a wide range of customers and the training offered is also a g... Read more Reviewed on: 9th August 2026
Jack B's avatar
Jack B

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

With Monzo, you can start investing with as little as £1.

Choose from a range of Monzo investment options to match your interests, values, financial goals as well as the level of risk you’re happy to take. You’ll need a Monzo account to use the investments feature.

Monzo investments reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Investments reviews (1149)

Great integrations, limited options

4
The best thing about Monzo investments is the integration with the rest of my financial products. Monzo automatically rounds up my payments and invests interest from other savings accounts, ensuring a constant trickle into the investments account, as well as regular contributions. However, whilst Monzo allows you to choose three different investment options based on risk, there is no choice over what you are investing in, for example wanting to put my money into ESG funds. Reviewed on: 9th February 2025

I would recommend it to a friend

4
Easy to use service, excellent data on spending, decent interest on savings, easy investment service - although high management fees! Reviewed on: 9th February 2025

I don’t have a clue about investing.

5
Not having a clue about investing it’s nice knowing I can sit back and benefit from Monzo experience and still get some great returns Reviewed on: 9th February 2025

The best...

5
First time investor they helped every step of the way Reviewed on: 9th February 2025

Given me the confidence to open up an investment acc...

5
Given me the confidence to open up an investment account Reviewed on: 9th February 2025

Magic of Mmmmmonzo. But no stutter!

5
I have found banking with Monzo to be totally good, if not the best. The app is informative, precise and easy. I cannot fault it. Good rates of interest and clear as well. Reviewed on: 9th February 2025

Easy to use and very helpful , bank for everyone

5
Easy to use and very helpful, any issues easily sorted and quickly Reviewed on: 9th February 2025

Easy Investments

5
So easy to setup the investment account and automate deposits with spare change. Management is so easy within the Monzo app Reviewed on: 9th February 2025

Very happy with every service and suggestions govern.

5
Using the app on my phone is very quick and easy. Any concerns? Is dealt with straight away. Except there credit report it doesn't give you the correct information on the account as I have had to raise concerns on 4 different account by them and collecting the correct information on accounts Reviewed on: 9th February 2025

I love Monzo.

5
I love Monzo. It is the best student bank. I love having pots to organise my money- not a lot of other banks to this, and it promotes great financial responsibility. Reviewed on: 8th February 2025

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