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Monzo: Investments reviews

4.86
Based on 1,136 reviews, last reviewed 11th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

ISA account with Monzo ISA account with Monzo has been a great saving tool for me. You can track how much money you earn day by day, it’s easy to open and maintain. Reviewed on: 11th June 2026
Dorota's avatar
Dorota

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

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Monzo Investments reviews (1136)

Monzo is really good and helps you to get your finan...

5
Monzo is really good and helps you to get your finances organised in a way that is intuitive, informative and easy to use. Reviewed on: 9th February 2025

It was clear and easy to use.

5
It was clear and easy to use. The app is brilliant and the education on the app is very good. Reviewed on: 9th February 2025

Old fashioned banking via a modern app

5
Old fashioned banking via a modern app Reviewed on: 9th February 2025

It give people opportunity to borrow and always effi...

5
It give people opportunity to borrow and always efficient in reply to customers best bank iv been with Reviewed on: 9th February 2025

I tried Barclays... Then I went back to Monzo.

5
Always had fast response from the customer engagement. I have tried to use Barclays and found their App far less capable so actually moved back to Monzo. Reviewed on: 9th February 2025

Best bank

5
The best banks ever Abd good customer service Reviewed on: 9th February 2025

Monzo Perks

5
I pay for Monzo perks which comes with great benefits which include an annual railcard, weekly greggs treat, a monthly vue cinema ticket and much more. Reviewed on: 9th February 2025

Great integrations, limited options

4
The best thing about Monzo investments is the integration with the rest of my financial products. Monzo automatically rounds up my payments and invests interest from other savings accounts, ensuring a constant trickle into the investments account, as well as regular contributions. However, whilst Monzo allows you to choose three different investment options based on risk, there is no choice over what you are investing in, for example wanting to put my money into ESG funds. Reviewed on: 9th February 2025

I would recommend it to a friend

4
Easy to use service, excellent data on spending, decent interest on savings, easy investment service - although high management fees! Reviewed on: 9th February 2025

I don’t have a clue about investing.

5
Not having a clue about investing it’s nice knowing I can sit back and benefit from Monzo experience and still get some great returns Reviewed on: 9th February 2025

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