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Monzo: Investments reviews

Name: Investments
Rating: 4.86 (1140 reviews)

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4.86

Based on 1,140 reviews, last reviewed 17th Jun 2026

86% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo makes investing easy. Monzo makes investing easy. Thanks to it being straightforward I now have growing savings in investments for the first time. I like how simple it is t... Read more Reviewed on: 17th June 2026

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025

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About this product

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

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Monzo Investments reviews (1140)

Outstanding and User-Friendly

Monzo has truly exceeded my expectations when it comes to investments. Their platform is incredibly user-friendly, making it easy for both beginners and experienced investors to manage their portfolios effortlessly. The seamless integration within the Monzo app allows for real-time tracking, clear insights, and transparent fee structures—something that many traditional banks lack. One of the standout features is the ability to invest in a range of diversified funds with just a few taps. Monzo provides clear, jargon-free explanations of investment options, empowering users to make informed decisions without feeling overwhelmed. The process is smooth, with quick deposits and withdrawals, ensuring full flexibility. Security and trust are also top-notch, with Monzo offering FSCS protection where applicable and working with reputable investment providers. Their customer service is excellent, always available to assist with queries promptly. Overall, Monzo has made investing accessible, transparent, and enjoyable. I highly recommend it to anyone looking for a modern, hassle-free way to grow their wealth. Reviewed on: 5th March 2025

Easy to setup and good information to know how inves...

Easy to setup and good information to know how investments are progressing Reviewed on: 5th March 2025

Really simple but detailed app.

Really simple but detailed app. Great options and easily explained account additions to save and invest money. Reviewed on: 5th March 2025

Modern easy to use bank

It is easy easy to use. Someone is always available to chat to me if I have an issues. Rates & charges are clear. Reviewed on: 5th March 2025

Always a great experience

I always have a great experience with the app and encounter no problems. Reviewed on: 5th March 2025

Love banking with Monzo where everything is explaine...

Love banking with Monzo where everything is explained in simple and easy to understand language. It truly feels like the app is designed by people who regularly use it and therefore making it incredibly easy to navigate. I highly rate the transparent and honesty with investments especially when there’s changes made to the interest rates. Reviewed on: 5th March 2025

My favourite bank ever

My favourite bank ever, everything is clear and straightforward. Simple and efficient Reviewed on: 5th March 2025

Flex card

Monzo offered me a flexible card, I accepted and niw the flex card has proven yo be one of tge best credit cards I've ever had. 100% Reviewed on: 5th March 2025

Not a customer but an advocate.

I'm an investor and believed the project from the beginning. Only thing I need is for them to expand the ability to make payments overseas Reviewed on: 5th March 2025

Lanita 1980

Is great simply , good customer service Reviewed on: 5th March 2025

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