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Monzo: Investments reviews

4.86
Based on 1,140 reviews, last reviewed 17th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Monzo makes investing easy. Monzo makes investing easy. Thanks to it being straightforward I now have growing savings in investments for the first time. I like how simple it is t... Read more Reviewed on: 17th June 2026
Will's avatar
Will

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

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Monzo Investments reviews (1140)

The app is user friendly.

5
The app is user friendly. It is very easy to open an account online and the fact that I can use my monzo credit card without a charge when I travel abroad Reviewed on: 4th March 2025

Changed my life!

5
In terms of managing my finances Monzo has changed my life! A massive step up from Barclays and Natwest that I was banking with before Reviewed on: 4th March 2025

The best bank

5
Since switching from my old bank account I have been very impressed with the service supplied by Monzo Reviewed on: 4th March 2025

Easy to set up main and investment accounts.

5
Easy to set up main and investment accounts. App very easy to use Reviewed on: 4th March 2025

Best bank app

5
Best bank. App. Ever. Especially liking the premium account with great interest on stock. Isa Reviewed on: 4th March 2025

I wouldn’t have started investing if it wasn’t for t...

5
I wouldn’t have started investing if it wasn’t for the ease of doing it through Monzo! It’s been brilliant and really helped me kickstart putting money to one side! On top of that even the ease of the savings accounts has helped my family guard against inflation so we are using a full suite of investments and savings with them and I look forward to their pension offering too! Reviewed on: 4th March 2025

Regular investing

5
Monzo has enabled me to not only save but has given me broader knowledge on investments and now I invest regularly without needing to lift a finger especially with roundups Reviewed on: 4th March 2025

Monzo helps me make better financial decisions.

5
Monzo helps me make better financial decisions. Just this month I’ve been able to use their API to move the value of credit card transactions to a dedicated pot in near-real time. This ensures that I don’t overspend on my credit card and manage my money accordingly. I am a Max subscriber and use almost all of the features. Simply put Monzo has changed my life. For the better. Reviewed on: 4th March 2025

Fabulous all round - been suoer easy to use and have...

5
Fabulous all round - been suoer easy to use and have got all my friends to join Reviewed on: 4th March 2025

I wouldn't go back to another bank.

5
I wouldn't go back to another bank, the guidance and support, perks and financial stability is outstanding. Reviewed on: 4th March 2025

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