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My Community Bank : Personal loan reviews

Name: Personal loan
Rating: 4.9 (3219 reviews)

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4.90

Based on 3,219 reviews, last reviewed 27th Dec 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Super quick and easy to navigate, borrowing money ca... Super quick and easy to navigate, borrowing money can be scary this has always felt like a safe space. Reviewed on: 27th December 2025

Latest lowest rating:

1

very helpful and friendly , had no problem whatsoever very helpful and friendly , had no problem whatsoever Reviewed on: 25th March 2025

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About this product

My Community Bank offer personal loans from £1,500 to £25,000.

Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal loan online and there are no arrangement fees to pay.

My Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

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My Community Bank Personal loan reviews (3219)

Smooth, fair and straightforward

The process of applying, obtaining and managing your loan with community finance is so smooth and simple it takes absolutely no effort at all and the communication around the progress with your loan is exceptional as well as once you have obtained it (they assess you very fairly) managing it is very clear and understandable Reviewed on: 18th July 2023

Easy and affordable loan.

Very carefully selected clientele and loan based facts! Reviewed on: 18th July 2023

Good company with great principles

I have a loan with MCF, however my circumstances changed whilst paying back the loan due to illness. My community finance were understandable and have allowed me to enter a repayment plan. The lending terms were decent to begin with and along with thoughtful customer service and understanding they are a great company. A different breed when compared to the usual payday lenders. Reviewed on: 18th July 2023

Excellent service

I needed an affordable personal loan and I found it with community finance, the process was quick and easy and affordable repayments, overall I am happy with the service and would recommend. Reviewed on: 18th July 2023

Quick, Easy, Helpful

It really was quick and easy to apply. The process was very straight forward and the team were always helpful. Would totally recommend Reviewed on: 18th July 2023

Great company

I have had a great service from this company and would definitely recommend Reviewed on: 18th July 2023

Good interest rate and easy to apply

Simple online application form offered good interest rate and whole process completed online without complications. Reviewed on: 18th July 2023

Great

Great service, easy application o Reviewed on: 18th July 2023

Simple and quick process

Not had any issues. Smooth sailing would definitely recommend Reviewed on: 18th July 2023

A Great Service When You Need It Most

Sometimes life hands you a challenging set of cards. And sometimes it requires you to take a leap to start sorting through everything. Not having the financial capability to do so, I turned to My Community Bank. Their service was immaculate. Everything was communicated effectively and the process was smooth and fast from start to finish. It’s given me the break I need to get everything in order, and I am so grateful for that. Couldn’t ask for anything more! Reviewed on: 18th July 2023

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