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My Community Bank : Personal loan reviews

Name: Personal loan
Rating: 4.9 (3219 reviews)

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4.90

Based on 3,219 reviews, last reviewed 27th Dec 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Super quick and easy to navigate, borrowing money ca... Super quick and easy to navigate, borrowing money can be scary this has always felt like a safe space. Reviewed on: 27th December 2025

Latest lowest rating:

1

very helpful and friendly , had no problem whatsoever very helpful and friendly , had no problem whatsoever Reviewed on: 25th March 2025

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About this product

My Community Bank offer personal loans from £1,500 to £25,000.

Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal loan online and there are no arrangement fees to pay.

My Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

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My Community Bank Personal loan reviews (3219)

Amazing

My community finance was the best rated and certainly has a good low APR. I was worried about trying to get a loan for my car due to my age but with this company it was a breeze. 5***** Reviewed on: 21st July 2022

Easy process of taking loan

This company make loan process so easy for borrower.so they can check how much they can own an by getting easy instalments. Reviewed on: 21st July 2022

Brilliant service

It was simple and efficient way to get a loan at a time I really needed it Reviewed on: 21st July 2022

Quick, easy and good rates

I utilised a credit reference agency referral search and found My Community Bank, the process from start to finish was swift and easy. The money was within my bank the same day and I was able to reduce my monthly overdraft fee, credit card and loan payments by £300 by consolidating my debt with MCB. Really appreciate the service and in 4 years time I'll be debt free as a result. Would highly recommend Reviewed on: 21st July 2022

Excellent!

Very efficient. Great customer service, easy to deal with. Would highly recommend Reviewed on: 21st July 2022

Smooth and easy

Loan was approved which was a surprise but has helped improve credit score as I was able to consolidate my other debts into one. Was easy to apply and the process was smooth going. Happy customer! Reviewed on: 21st July 2022

My Community Bank experience

I have found MCB to be professional, courteous & helpful. Reviewed on: 21st July 2022

Great lender

Good rates, fair treatment. They offer great service and really good communications with a simple process for applications Reviewed on: 21st July 2022

Excellent Service

the whole process from application to repayment was quick & easy & would definitely recommend Reviewed on: 21st July 2022

Dont be afraid to apply

After being refused a loan from various other companies My Community Bank stepped in and helped me pay off my overdraft I had with my bank and gave me a fair interest rate. It was quick and easy to apply and the money went straight into my bank account . The amount of interest I was paying on my overdraft was basically the same amount to pay off my loan . I have since been able to build up my credit rating and get back on track with managing my finances . I would highly recommend My Community Bank who were easy to get hold of via the phone and answered any questions speedily Reviewed on: 21st July 2022

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