Smart Money People Logo

NHS Credit Union: Loans reviews

4.95
Based on 363 reviews, last reviewed 15th Jul 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy hassle free and friendly experience Easy hassle free and friendly experience Reviewed on: 15th July 2025
Priya S's avatar
Priya S

Latest lowest rating:

1

Inflexible and expensive I had misfortune to have to use loan for IT purchase via NHS employer. Ended up paying more interest and more tax than if I had just bought through ... Read more Reviewed on: 29th June 2020
Jonathan's avatar
Jonathan

About this product

Review NHS Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

NHS Credit Union Loans reviews (363)

Love credit unions!

5
Fantastic service.speedy loan .People's champions when it comes down to helping at very low interest rates Reviewed on: 29th June 2020

Inflexible and expensive

1
I had misfortune to have to use loan for IT purchase via NHS employer. Ended up paying more interest and more tax than if I had just bought through commercial loan. It may suit some but don’t assume because it is Credit Union that it will be beat commercial rate or offer flexibility. Reviewed on: 29th June 2020

Professional staff

5
Staff are so helpful and professional when giving advice on loans and savings Reviewed on: 29th June 2020

Easy to apply online

5
Great communication throughout the whole process. Reviewed on: 29th June 2020

Very helpful

5
Great company helped when no one else would Reviewed on: 29th June 2020

Very friendly and approachable

5
I bin applied though the intranet and it was easy and not complicated in anyway. They got in contact with me in relation to approval and the loan it’s self and what was an appropriate loan amount and also repayment calculator. Easy simple and stress free great service and especially with there mobile app I can keep track of my loan. Reviewed on: 29th June 2020

Old standard

5
Great service very helpful would highly recommend NHS credit union Reviewed on: 29th June 2020

Always There When Things Get Tough

5
The NHS credit union was there for me when I needed them the most. When I couldn't raise the money needed for our private IVF treatment the NHS Credit Union says yes. Reviewed on: 29th June 2020

Offering outstanding Services and Support.

5
They offer a fantastic service and are on hand to help with needs ranging from savings and loan products. NHS Credit Union updates their customers regularly, whether that’s through emails or the use of social media. I’d highly recommend people to get involved in what they have to offer. Excellent! Reviewed on: 29th June 2020

Friendly and helpful organisation

5
I actually have savings and a loan with the Credit Union. They have been brilliant through absolutely everything - including a change in payroll number which was driving me demented! Would happily recommend them to anyone! Reviewed on: 29th June 2020

Do you have a different NHS Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from NHS Credit Union?

    View all products