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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,533 reviews, last reviewed 12th Jul 2026
1433% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I applied for a loan and they were very helpful... I applied for a loan and they were very helpful Reviewed on: 12th July 2026
neil c's avatar
neil c

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4533)

I applied for a loan and they were very helpful...

5
I applied for a loan and they were very helpful Reviewed on: 12th July 2026

I needed a loan to get my car back on the road.

5
I needed a loan to get my car back on the road. This was extremely easy to apply and they were very helpful. Quick and easy. Reviewed on: 12th July 2026

Very good fantastic service will get another one

5
Very good fantastic service will get another one Reviewed on: 11th July 2026

I have had a great experience easy simple to apply a...

5
I have had a great experience easy simple to apply and geat rates and repayment and savings. Reviewed on: 11th July 2026

Always happy to help you when needed.

5
Always happy to help you when needed. Excelled rates for paying back personal loans too. They also have great understanding when something financially happens and you can’t afford your full payment. Reviewed on: 11th July 2026

Approved loans with no hustle saves time and makes i...

5
Approved loans with no hustle saves time and makes it easy to navigate the app Reviewed on: 11th July 2026

Excellent products and services to help people & con...

5
Excellent products and services to help people & consider all circumstances. Reviewed on: 11th July 2026

Affordable loans for families.

5
Clockwise enabled me to take out an affordable loan, and means I don’t have to worry about high interest rates when paying back. It’s great for families on low income, and because it’s taken directly from my child benefit, it means I won’t fall behind in paying back. Reviewed on: 11th July 2026

Brilliant customer service, easily accessible.

5
Brilliant customer service, easily accessible. Reviewed on: 11th July 2026

Very quick and pocket friendly!

5
Very quick and pocket friendly! Only sad thing is that its added to a credit score and it wasn't before Reviewed on: 11th July 2026

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