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PayItMonthly reviews

PayItMonthly logo
Rated Excellent • 4.88/5

PayItMonthly reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 182 product reviews

Average score of 4.88/5
5 star
94%
4 star
2%
3 star
2%
2 star
1%
1 star
1%
Reviews for PayItMonthly have trended negatively over the past 90 days

Latest positive rating

5/5

Able to afford what was needed

Enabled my daughter to be able to afford new white goods for her new home

{"display":"Lynda H","full_name":"Lynda H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Retail Finance
Lynda H 30th June 2025

Latest negative rating

1/5

Not FCA regulated

They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them... They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them when the service providers goes into liquidation before the service is complete! Read more Read less

{"display":"Veronica A","full_name":"Veronica A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
See more reviews for PayItMonthly products

About PayItMonthly

PayItMonthly lets you spread the cost of big purchases into easy, interest-free monthly payments — with no hidden fees.

From fabulous furniture to unexpected car repairs or that beauty treatment just in time for summer, our goal is to make the things you need (or just really want) more accessible. PayItMonthly work with both national retailers and trusted local businesses.

Are you looking for PayItMonthly reviews? Smart Money People is the UK's financial services review website, and if you're a customer of PayItMonthly , then we'd love to hear your feedback. Please share a short review below to help other people find out more!

PayItMonthly at a glance

Reviews for PayItMonthly

Showing 11 of 182 company reviews • Last reviewed within 7 days

Not FCA regulated

Retail Finance • 30th June 2025

They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them... They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to them when the service providers goes into liquidation before the service is complete! Read more Read less

{"display":"Veronica A","full_name":"Veronica A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Terrible • 1/5
Read more product reviews

Able to afford what was needed

Retail Finance • 30th June 2025

Enabled my daughter to be able to afford new white goods for her new home

{"display":"Lynda H","full_name":"Lynda H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Always really easy to use, and quick to set up.

    Always really easy to use, and quick to set up.

    {"display":"Stephanie W","full_name":"Stephanie W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Nice experience with helpful people

    Nice experience with helpful people

    {"display":"Syed ali","full_name":"Syed ali","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail Finance
    Syed ali 29th June 2025
  • 5/5

    Excellent service, quick and efficient, great value...

    Excellent service, quick and efficient, great value and no problems

    {"display":"Les N","full_name":"Les N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail Finance
    Les N 29th June 2025
  • 5/5

    Through out the duration of the contract everything...

    Through out the duration of the contract everything went on smoothly. There was no issues. I was given the opportunity to ask questions or if... Through out the duration of the contract everything went on smoothly. There was no issues. I was given the opportunity to ask questions or if I was struggling financially to meet my financial obligations. Read more Read less

    {"display":"Donatus N","full_name":"Donatus N","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Helpful service.

    I found it really helpful when my circumstance changed and I found myself having to start fresh, which included having to floor my new home.... I found it really helpful when my circumstance changed and I found myself having to start fresh, which included having to floor my new home. I did not have the capital to do this in one go, but Pay It Monthly allowed me to spread this over 6 months and this reduced a lot of stress. It allowed me to settle in to my new home, with the space to deal with other changes and demands. It was very straightforward, and a simple process. Read more Read less

    {"display":"CM","full_name":"CM","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail Finance
    CM 29th June 2025
  • 5/5

    A hassle free experience

    The whole process was quick and easy- hassle free experience. The decision was made almost immediately .

    {"display":"Sam G","full_name":"Sam G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail Finance
    Sam G 29th June 2025
  • 5/5

    Very easy to apply & funds transferred quickly & val...

    Very easy to apply & funds transferred quickly & value for money

    {"display":"Rosie H","full_name":"Rosie H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Retail Finance
    Rosie H 29th June 2025
  • 5/5

    Accepted when others Rejected

    This was a great service considering I was rejected for other financial agreements due to bad credit. Was a great way for me to pay... This was a great service considering I was rejected for other financial agreements due to bad credit. Was a great way for me to pay off for photos of me and new baby. Read more Read less

    {"display":"Alex Hussey","full_name":"Alex Hussey","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1251063.png"}}'s avatar
  • 5/5

    It’s very easy to set up & easy to pay...

    It’s very easy to set up & easy to pay each month

    {"display":"Julie Ann Gray","full_name":"Julie Ann Gray","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1247191.png"}}'s avatar

    Products from PayItMonthly

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