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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Outstanding company best one

5
Had a couple of things bought through payl8r and have been excellent every time with me I have already recommended to friends and family and are using it now and outstanding customer service and a overall fantastic company Reviewed on: 14th August 2023
Liam Baxter's avatar
Liam Baxter

Amazing customer service

5
This experience with the customer service team was amazing I called recently and spoke to an Amy who was super helpful the team here are second to none and they are very supportive - the service in general allows me to be able to have hair extensions which is something I may not have been able to afford all in one go which was great as I struggle with hair loss due to a condition this service has made it possible for me to feel myself and feel confident again !! I recommend to all of my friends and this it is a great way to build up your credit score and also Learn about lending !! Fab service 5 star deserves to win the award Reviewed on: 14th August 2023
Chloe Mccabe's avatar
Chloe Mccabe

Quick,easy and efficient

5
I needed to make a purchase and was of funds at the time. Chose this option and got approved instantly, so happy days. No messing with late payments and interest wasn't too bad either Reviewed on: 14th August 2023
Chris Shepherd's avatar
Chris Shepherd

Amazing service

5
Always respond and are very helpful, great service, easy to use! Reviewed on: 14th August 2023
Ben Axon's avatar
Ben Axon

Absolutely brilliant, would never use anyone else

5
Such a great system set up, website is super easy to use and the customer service is always impeccable. Plus, very easy to contact. Never had a single issue with them. Reviewed on: 14th August 2023
Amy Johnson's avatar
Amy Johnson

Easy application and installment payment

5
Easy and quick application. No paperworks needed. Gives you more time to pay goods especially for those who can’t afford for a one off payment. Reviewed on: 14th August 2023
Alan Bernardo's avatar
Alan Bernardo

Payl8r review

5
Good communication, very friendly staff, fast approval of your finance. Highly recommended! Reviewed on: 14th August 2023
Ana's avatar
Ana

Payl8r experience

4
Great customer service when there was an issue with my email address, questions were responded to in very little time and all issues were correct. Reviewed on: 14th August 2023
Bruce Black's avatar
Bruce Black

Payl8r

5
Great help, couldn’t afford to pay full balance for a course and Payl8r came right in time. Reviewed on: 14th August 2023
Rares cristian 's avatar
Rares cristian

Great service

5
5 star really helps when cant pay all in one easy affordable payments so can still get what you want great customer service to Reviewed on: 14th August 2023
Cmm's avatar
Cmm

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