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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Top service!

5
Amazing and quick service when I brought my hair extensions which was top quality . It provided me with clear, simple straight forward instructions to follow. My parcel arrive nice and safe go my door without any hassle. Thank you for Payl8tr you really do safe peoples lives- especially during the financial circumstances were experiencing. Highly recommend and thank you for an amazing service. Reviewed on: 14th August 2023

Extremely Helpful

5
I’m using payl8er over a term of 12 months to pay off a small surgery i did & they have been extremely helpful and kind from the beginning. i like to make my payments a few weeks before they’re due and every time i call i am always met with the nicest member of the team who are always friendly and quick. first time using a loaning service and i’d 1 million percent recommend! Reviewed on: 14th August 2023

Amazing help

5
Excellent help made things affordable for me allowing me to improve my home and lifestyle Reviewed on: 14th August 2023

Its very useful

5
The calculation of the bill is understandable and also the customer service is good. Quick in responding to queries on time. Reviewed on: 14th August 2023

Outstanding

5
I've used payl8r several times and each time have had no issues with clearance or the service they are easy to communicate with and is a very quick and simple option for credit. Reviewed on: 14th August 2023

Amazing

5
Had Absoloutly great customer service from a previous colleague and I can’t thank her enough! Reviewed on: 14th August 2023

Marek

5
Highly recommend great customer service and support any time. Reviewed on: 14th August 2023

Great

5
It’s easy and simple to apply and get a decision in minutes Reviewed on: 14th August 2023

Straightforward straight talking organisation

5
Very clear and easy to use website, straightforward loan application with a company who have been very easy to deal with Reviewed on: 14th August 2023

Easy and efficient

5
Very good experience and no hassle. I’ve called them twice over the space of 3 years and I must say it was an excellent services. I highly recommend using them. Reviewed on: 14th August 2023

Review Payl8r: Buy now pay later now

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