Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Quick and easy purchase with Payl8r

5
The most easier and faster finance on purchase. Absolutely recommended. Reviewed on: 10th August 2023
Gabor Pinter's avatar
Gabor Pinter

Excellent

5
Really fast service didn't even take the recommended time to give me a result really please and wasn't expecting to get a yes I have poor credit rating so must be good for people with bad credit great choice of months for paying it back over really please with the service Reviewed on: 9th August 2023
Stephanie Wilson's avatar
Stephanie Wilson

Ez

5
Easy to apply no trouble being accepted. Good easy online tracking account. Human customer service o the phone. Reviewed on: 9th August 2023
Mark Dolman's avatar
Mark Dolman

Fantastic company!

5
I’ve used Payl8r a number of times over the last few years. It’s a very reliable source and helps you out as you can choose different payment plans (i.e. pay over 3,6,9 months, etc.) if you have any issues with financing they are very quick with helping you find a solution to continue with the payment. Reviewed on: 9th August 2023
Emily's avatar
Emily

Really simple

5
Simple to complete and submit, quick decision Reviewed on: 9th August 2023
Kirsty Smith's avatar
Kirsty Smith

Forever Enhanced

5
Perfect services, since having treatment last year, i have continued to visit this salon highly recommend the services. Reviewed on: 9th August 2023
Chloe's avatar
Chloe

Makes life more affordable

5
Love having this way to pay it makes life much more affordable Reviewed on: 9th August 2023
Charlotte 's avatar
Charlotte

Fantastic service, user friendly

5
Quick, easy to use and great service! Will definitely use again! Reviewed on: 9th August 2023
Amy Andrews's avatar
Amy Andrews

Amazing

5
I have been using payl8r and absolutely love it. Even if i have missed a payment they provide 28 days to still pay it before adding a late fee. Very considerate especially if you struggle and in a time like this where we are in a crisis Reviewed on: 9th August 2023
Javeria Basharat's avatar
Javeria Basharat

Very Good Company

5
Always been super helpful and informative when working with me, clear communication and really quick at getting things done. 10/10 would recommend Reviewed on: 8th August 2023
Cameron Hyatt's avatar
Cameron Hyatt

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill