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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

great for piece of mind

5
had no problems setting up and the text messages to inform of payment date are great Reviewed on: 7th August 2023
Terry Cowling's avatar
Terry Cowling

Perfect every time

5
I've never had an issue using PayL8r, it's easy to get going and they keep you up to date with everything Reviewed on: 7th August 2023
dave ring's avatar
dave ring

Easy to use

5
Fantastic service and very easy to use highly recommended Reviewed on: 7th August 2023
Helen 's avatar
Helen

Interest too high

3
Someone recommended Payl8r to me so I signed up for it, however once I received the costing for the interest i quickly found other means of paying back the loan within the 28 days to avoid the charge. So good that I was able to get access to the money Good that I was able to clear the balance within 28 days But the interest rates are way too high for what it is. Feels very much like exploiting the desperate... Which I guess is exactly what it's there for. Reviewed on: 7th August 2023
Titania May's avatar
Titania May

Great company

5
Easy and quick to use, helpful company to spread the cost. Reviewed on: 7th August 2023
Kw's avatar
Kw

Easy to use, no hassle

5
Never had any problems, easy to use, simple and efficient Reviewed on: 7th August 2023
Rebecca Finlay's avatar
Rebecca Finlay

Forward thinking

5
Always been open minded towards any issues, offered quick and sustainable solutions Gotta appreciate the hospitality Reviewed on: 7th August 2023
Thomas Waller's avatar
Thomas Waller

Amazing customer service

5
So friendly and approachable, really easy to get hold off and keeps you up to date with payments. Couldn’t recommend highly enough! Reviewed on: 7th August 2023
Sophie Willson's avatar
Sophie Willson

Great, easy finance

5
Super easy to understand. Contacted customer service to change a direct debit date and the advisor was helpful and dealt with my enquiry straight away. Reviewed on: 7th August 2023
Rebecca clover's avatar
Rebecca clover

excellent service

5
have had trouble free credit for the items i needed but didnt have the cash first class service. Reviewed on: 7th August 2023
Peter Lindsay's avatar
Peter Lindsay

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