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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Great

5
Easy to use nothing better if you really need to get what u want fast. Reviewed on: 4th August 2023
John Mcdermott's avatar
John Mcdermott

Great communication

5
Always great communication, sending reminder texts and emails and very professional service. Reviewed on: 4th August 2023
Lyndsey's avatar
Lyndsey

Amazing and fast service

5
I recently used the services of Payl8r for an airsoft gun, with 12 hours after going to manual underwriting I had confirmation and was able to go and collect my new toy next day, really good service and would recommend to anyone wanting new things and wants to spread the cost to use them! Reviewed on: 4th August 2023
Cal McIntyre's avatar
Cal McIntyre

Excellent

5
Excellent service. Happy to chat to you if any problems. And friendly. Reviewed on: 4th August 2023
Nicola and 's avatar
Nicola and

East and convenient

5
It was so easy to register and use payl8tr and would 100% recommend Reviewed on: 4th August 2023
Gary Nicholls's avatar
Gary Nicholls

Hassle free

5
Application process easy, prompt responses , helpful staff Reviewed on: 4th August 2023
Kaisiah Newton-Langi's avatar
Kaisiah Newton-Langi

Great easy to use

5
Had no issues with payl8r. Theres always reminders to ensure we dont miss a payment. Reviewed on: 4th August 2023
Jasmen's avatar
Jasmen

No hassle

5
No hassle, quick and easy credit approval Reviewed on: 4th August 2023
Rosanna Vaughn's avatar
Rosanna Vaughn

Simple, easy and effective

5
An incredibly smooth and simple process to obtain credit at a good rate even with fair credit rating and limited credit history. Repayments are also just as simple through direct debit or should there be an issue you can easily pay through the website rather than phoning up and being on hold for hours. Superb. Reviewed on: 4th August 2023
Natjack4's avatar
Natjack4

Great company & very helpful team.

5
I have used payl8r a number of times and never had any issues. Reviewed on: 4th August 2023
Kim's avatar
Kim

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