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Payl8r: Buy now pay later reviews

4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Amazing service

5
I use payl8r and the service is amazing, so friendly and really efficient. Really easy to navigate through the app! Would highly recommend to anybody. Reviewed on: 18th May 2023

Quick and easy

5
Great experience with the service thanks Reviewed on: 18th May 2023

So easy and stress free

5
It was super easy to set up my account and get the payment plan sorted. Reviewed on: 18th May 2023

Really helpful payment plan provider.

5
Highly recommended for low credit score people too. Really help full and trustworthy company. Reviewed on: 18th May 2023

Buy now pay later

5
Value for money. They give you enough time to pay back. No hidden charges or interest. I would recommend that. Reviewed on: 18th May 2023

Excellent

5
So easy to pay and recommend it to lots of people Reviewed on: 18th May 2023

Simple and transparent

5
I have used payl8r on 2 occasions now and the system has been simple and clear. I have no complaints whatsoever and will use again Reviewed on: 18th May 2023

My own experience

5
Early on a break I found what I was looking for filled the questionnaire out and by my break time finish I had the credit sorted . So payl8r gets my vote then always help Reviewed on: 18th May 2023

Great service

5
I always use this and have no issues. Really straight forward, would highly recommend. Reviewed on: 18th May 2023

Always love these

5
I will rate payl8r I have never had any issues and they always except me. They politely remind you they are about to take payments so you’re ready to pay… and once you pay the kind and lovely message you get afterwards and the “hugs” I loved that! Thank you and I’m currently using this company to pay my car parts. I know again I will use this amazing company. Many thanks Emma Keetley Reviewed on: 18th May 2023

Review Payl8r: Buy now pay later now

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