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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Highly Recommend

5
This was so easy to set up, really straight forward correspondence. Detailed my plan with everything I needed to know. The payment reminders are super helpful. The Customer service is excellent, very efficient and helpful. Would definitely recommend to my family and friends. Reviewed on: 18th May 2023
Maya 's avatar
Maya

Great provider

5
Without the options provided by payl8r I wouldn't be able to fast track my new learning course to develop my career. Great opportunities and flexibility Reviewed on: 18th May 2023
Dani Marshall's avatar
Dani Marshall

Easy and simple

5
Payl8r has been a great for me. I have used it multiple times to cover my airsoft addiction Alive. They provide multiple and are flexible with their loans. You can take out a small loan and can pay it back for £30 pound a month as an example. It is easy to apply and get approved. No issues and you get alerts when payment is due. Reviewed on: 18th May 2023
Brettyboy's avatar
Brettyboy

Easy, affordable payment plan

5
Very happy. Easy and affordable, plenty for Reminders when close to payment date. Really helpful when you need a bit of short term help financially Reviewed on: 18th May 2023
Dan88's avatar
Dan88

Easy to use and not expensive

5
As the title said, easy to use and doesn't break the bank. Nice to spread the cost of big items. Reviewed on: 18th May 2023
Matthew Egan's avatar
Matthew Egan

Paid off early and then totally blanked!

1
Completely blanked for a second loan,inspite of not missing a single payment,and paying it off 3 months early;-never use these self serving pricks again.Hope you go bust really soon! Reviewed on: 18th May 2023
John Pilkington's avatar
John Pilkington

Quick & easy

5
Really easy to apply, got accepted within 24 hours and received my parcel a day later :) Reviewed on: 18th May 2023
Dani's avatar
Dani

Top way to spread costs

5
I used Payl8r to spread the codtings of my NEBOSH course, very easy to use, overall pretty happy indeed. Happy to vouch :-) Reviewed on: 18th May 2023
Darren Murphy's avatar
Darren Murphy

Best

5
Fast decision and easy to use Reviewed on: 18th May 2023
andrei ionut iancu's avatar
andrei ionut iancu

Great service, really helped me out

5
Helped me out big time when I couldn't afford to pay for my item upfront. Manageable payments. Reviewed on: 18th May 2023
Joshua's avatar
Joshua

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