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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Excellent service

5
Paper less , contact you straight away no waiting live it Reviewed on: 17th June 2022
Ada Osborne's avatar
Ada Osborne

Quick easy and safe.

5
Excellent company, great communication. Really simple no fuss way to pay Reviewed on: 17th June 2022
Serena's avatar
Serena

Best payment option

5
I can’t alway pay up front so this is a game changer for me! Reviewed on: 17th June 2022
T Goodwin's avatar
T Goodwin

Good plans and payment a month

5
Was happy I could purchase a reg plate for the car with cheap % Reviewed on: 17th June 2022
Christian dingley's avatar
Christian dingley

Comfortable

5
An understanding and friendly service for all types of loans for all types of things. Reviewed on: 17th June 2022
Lale's avatar
Lale

Quick and easy to use with lovely customer service

5
I signed up to use Payl8r to purchase a carseat for my child, Payl8r sign up process was quick and easy and helped make the purchase affordable, I called customer service to change payment dates and it was done within 5 minutes with a lovely operator and a confirmation email was sent straight away. Fantastic service will definitely use again in future Reviewed on: 17th June 2022
Paul I's avatar
Paul I

Bringing dreams to reality

5
Make my dream real thing. In my case, help me to secure my bike, which is my little baby, with additional security devices. Without you guys, i would not make it happen. Clear, fast and easy process to go through. Thank you. Reviewed on: 16th June 2022
Robert Nabielec's avatar
Robert Nabielec

Top service, top company

5
Very helpful service, have had to change my payment date and they was very understanding, would recommend anyone to use them Reviewed on: 16th June 2022
O bowers 's avatar
O bowers

Easy, upfront and transparent

5
Payl8r is very flexible when choosing the amount to borrow and how you’d like to pay it back. I had the option of paying a lump sum at the start of my repayment terms that allowed me to reduce the monthly rate to something more manageable. They are very transparent about all fees that they charge and upfront about how much you will pay off over the term. Very good, would use again. Reviewed on: 16th June 2022
James Third's avatar
James Third

Excellent service for customers

5
Really helped me book my driving course couldn’t recommend them enough Reviewed on: 16th June 2022
Cian Gilhooley's avatar
Cian Gilhooley

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