Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Amazing service

5
The service is brilliant, such an easy portal to use and so simple. Reviewed on: 11th June 2022
Ellie robinson's avatar
Ellie robinson

Easy to use, keeps you informed of payments.

5
Used them to purchase a really good brand of hair extensions, the payments were spread out into affordable monthly payments that were just so helpful to me. I wish they were available in other stores as I will definitely be using them again. Thankyou Reviewed on: 11th June 2022
Rebecca Newman's avatar
Rebecca Newman

Brilliant

5
The information I received was brill,explaining everything in detail and also easy to read not too overwhelming and complicated. The notifacations each month has been fab to know when the money comes out Reviewed on: 11th June 2022
Lois's avatar
Lois

Customer service

5
Always helpful and supportive when dealing with queries Reviewed on: 11th June 2022
Nicole Owens's avatar
Nicole Owens

Life changing support

5
I have a medical condition that needed a confirmed diagnosis and treatment. The NHS waiting list for assessment/diagnosis is over 4 years. Payl8r made it possible for me to pay to see a consultant privately. I received the diagnosis and prescription I needed to treat my condition. This facility quite literally changed my life. Of course I would recommend this company to friends and family! Reviewed on: 11th June 2022
Ruth Samuel's avatar
Ruth Samuel

Excellent

5
Good company and customer service Reviewed on: 11th June 2022
Amanda Webb 's avatar
Amanda Webb

Will definitely recommend to family and friends.

5
Never had any issues with payl8r. Would definitely recommend. Reviewed on: 11th June 2022
Natalia's avatar
Natalia

Easy to deal with

5
Never had an issue with this company. Good that they send reminders of when payment is due. I’m just coming to the end of agreement but would certainly use again Cul8r Reviewed on: 11th June 2022
Nicola Rhynd's avatar
Nicola Rhynd

Very convenient and easy

5
Have had pay l8r fir a few months now Always give me a heads up as to when my payment is due. Was easy to arrange too Reviewed on: 11th June 2022
Julie Portingale 's avatar
Julie Portingale

Quick and Easy

4
Something came up for sale that I have been needing for quite a while and it was shy of payday Payl8r came up as a transaction type, it was my first time using it very simple to fill out and follow and got an answer back fast, Reviewed on: 11th June 2022
Sean.C's avatar
Sean.C

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill