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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
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No new 1 star reviews
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Great service

5
Great service quick and easy to use, would strongly recommend. Reviewed on: 11th June 2022
Ged's avatar
Ged

Driving Lessons Sorted!

4
PayL8r was so convenient when it came to paying for my driving lessons. I asked for howuch spread over how many months and they gave me a reasonable quote! Would use again if I needed to use them! Reviewed on: 11th June 2022
Tiernach O'Reilly 's avatar
Tiernach O'Reilly

Cosmetics affordable

5
Easy to apply quick decision now get all the face treatments I like. Reviewed on: 11th June 2022
Lyndsey's avatar
Lyndsey

Best app ever

5
Very happy with this app. Easy to use and helpful! Reviewed on: 11th June 2022
Lavinia-Valentina Cionca 's avatar
Lavinia-Valentina Cionca

Great service

5
Always responded in a timely manner and made changes accordingly! Reviewed on: 11th June 2022
Karen Asamoah's avatar
Karen Asamoah

Amazing

5
Very straight forward to use, always been pleased with them, and always use them Reviewed on: 11th June 2022
Tinisha 's avatar
Tinisha

Great service

5
Very easy to navigate, no issues or hassle whatsoever, would definitely recommend Reviewed on: 11th June 2022
Rach's avatar
Rach

retailers avoid-no acceptance rate- very bad company

1
As a retailer this has been a very expensive and unpleasant experience for me. we had 134 interest on our page in 3 months, due to expensive rates to customers, only 4 people went ahead with the finance, rest messaged us complaining how expensive the finance was and if we had another finance option. bearing in mind the company also charges us for the finance. its a money pity. out of the 4 applicants not 1 person got approved! so acceptance rate is 0 out of 4 applicants. Payl8r changed the system and you cant see refused applicants anymore! so people do not complain about bad acceptance rate. In my experience the company is not to be trusted, they make promises they can not keep. especially Liam, he will do anything to take your initial signup fee then everything goes down hill from there. Now i use Klarna full finance up to 24 months and it costs less than half price for me and much cheaper for my customers too. i wish i avoided payl8r at the beginning. it has been a very bad roller coaster experience, i would avoid Payl8r at all cost. Reviewed on: 29th May 2022
Joyriderrr 91's avatar
Joyriderrr 91

Avoid

1
Avoid this company, I got rejected twice because there was issue in the application process that was not my fault then when I asked for my money back they told simply no Reviewed on: 13th May 2022
EMACO's avatar
EMACO

Business owners beware

1
Payl8r have now decided to charge a monthly fee or end your contract . My company signed up with payl8r when they first started we paid a large amount to set up (one off fee we were told ) now they have decided to charge a monthly fee aswell this is not what we signed up for , we have not been refunded the set up fee we were just told to pay the monthly fee or they would terminate contract Acceptance rate is very low and not what they advertised Be aware and don’t waste your money or time with this company Reviewed on: 19th March 2022
Jacqui Adair's avatar
Jacqui Adair

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