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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Great paying experience!

5
I split a £200 into three over three months and it made it much less stressful, knowing I could pay it without having to struggle for money! Reviewed on: 20th August 2021

Excellent service highly recommend

5
Excellent service great company to do business with very easy to use Reviewed on: 19th August 2021

Really good

5
Always use it as a student and helps out so much x Reviewed on: 19th August 2021

Spectacular

5
Spectacular Without them I wouldn’t of been able to get the product I wanted massive help Reviewed on: 19th August 2021

Quick and Easy solution

5
quick and easy application and very quick decision allowed me to buy the products I was after. Reviewed on: 19th August 2021

Amazing!

5
So easy and user friendly, no hidden fees. Would highly recommend. Reviewed on: 19th August 2021

An amazing service

5
This is my first time using the service and I couldn’t be happier. The service is really easy to use and convenient. It’s clear and easy to use and if you have issues it’s sorted straight away. I would definitely recommend this service to my friends and family. Reviewed on: 19th August 2021

actually amazing!!

5
Payl8er has actually been a life saver. I’m 22 and have worn hair extensions for the last four years. However, the price has gone up and with payl8er I have been able to spread the cost of the high end hair extensions over a space of my choice. Flexible, easy to communicate with if anyone problems. Absolutely brilliant!! Couldn’t fault! Reviewed on: 19th August 2021

Fantastic really helped me

5
Helped me pay for courses when I couldn’t and now I’m earning so much more. Thank you for being so readily available! Reviewed on: 19th August 2021

Takes the sting out of large purchases.

5
I've used payl8r for a few years, it's enabled me to make expensive purchases without them feeling expensive. Reviewed on: 19th August 2021

Review Payl8r: Buy now pay later now

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