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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Really good service

4
I have received text reminders before payments go out and really nice emails and texts each month saying well done for making your Payment a nice touch I think . The only down fall I experienced was when I first set up my payments and the lady was very abrupt with me because I didn’t understand and she didn’t explain in a nice manner for customer service Reviewed on: 18th August 2021

Great service

5
Affordable payment plans and a decision in minutes. Reviewed on: 18th August 2021

Brilliant

5
Amazing help and great overall experience Reviewed on: 18th August 2021

Very trusting service

5
Used payl8r a few years now and never had a problem, will continue to do so, just helps you get by when you need it. Great service will continue to use. Reviewed on: 18th August 2021

Lovely company

5
I love that they keep you informed when your payment is due and send you a thank you after each payment Reviewed on: 18th August 2021

A*****

5
Always their to help when needed Reviewed on: 18th August 2021

Excellent service and lovely emails sent to remind me when payment is due.

5
Would definitely recommend to family and friends. Reviewed on: 18th August 2021

Amazing

5
These guys aloud to me to spread my payments out over 12 months to make my purchase more affordable ! Reviewed on: 18th August 2021

Amazing service

4
Great company and would recommend to everyone Reviewed on: 17th August 2021

Brilliant service

5
Easy to apply and very quick application process Reviewed on: 17th August 2021

Review Payl8r: Buy now pay later now

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