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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Payl8r

5
Good company to deal with. Very happy with the service. Reviewed on: 12th August 2021

Amazing , makes paying out so much easier!

5
I have been able to pay out for a lot more things because of payl8r ,making me feel better about myself giving me more opportunity’s . Reviewed on: 12th August 2021

Flexible repayment plans to suit everyone

5
Payl8r allows you to pay for the products and services you need / want today, without paying upfront. As someone who gets paid weekly rather than monthly, it has been a godsend. Reviewed on: 12th August 2021

The best pay later site Ive used.

5
I absolutely love payl8r, Ive used it several times. It's easy to use and set up affordable repayments. You are not required to have a high credit score to be accepted. It has an impressive amount of retailers to shop from. It has to be the best pay later site Ive used. I would highly reccomend. Reviewed on: 12th August 2021

Easy and fast

5
I manage to get a loan in 2 minutes, very good service. Reviewed on: 12th August 2021

Would Recommend

5
I would recommend Payl8r to all family and friends and any other entrepreneurs Reviewed on: 12th August 2021

Great service

5
Very quick and helpful great service Reviewed on: 12th August 2021

excellent,fast and helpful

5
helped me so much and was quick and easy. would recommend Reviewed on: 12th August 2021

Easy and convenient

5
Easy to apply and get accepted. They sent us text messages and emails with upcoming payment notifications, so it's not easy to miss a payment. The account and loans can be easily managed online, but a mobile app would be a great addition to manage accounts faster and more conveniently. Reviewed on: 12th August 2021

Excellent company!

5
The company has been marvellous! Always sending reminders of your payments (which is good because I’m always forgetful), they don’t bombard you too much with offers and their services and the interest is good when paying on a monthly scheme! Well done! Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

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