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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
34% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Easy, fast and efficient

5
Quick to use. Ever since i’ve started to use it i’ve been getting updates all the time and emails. Reviewed on: 12th August 2021

Great service

5
Always fast and reliable, clear on details and great communication 5* Reviewed on: 12th August 2021

Amazing service and so easy

5
PayL8R are great the customer service is brilliant and I really like the fact they remind you a couple of days before the payment will be leaving your account so you can make sure you have the correct funds in there. It is great if you require short term finance so you can spread the cost over 12 months or more if you desire. Their customer service team is great and always so helpful, I have recommended them to couple of my girl friends. Couldn’t fault them one bit! Thank you PayL8R x Reviewed on: 12th August 2021

Perfect for building a credit score

5
Everytime I have struggled to pay something at once I have had the option with the company / app to pay in instalments which has helped me so much! Reviewed on: 12th August 2021

Best finance company

4
Such an easy process to be able to get accepted for the finance. Although, I did have an issue with logging onto my account; the customer service was very efficient and helpful so they managed to get my issue resolved quickly. Will definitely use them again Reviewed on: 12th August 2021

Absolutely brilliant service!

5
I have chosen this company as an easier pay scheme towards my beauty therapist career. I cannot fault this service in the slightest and i will definitely recommend in the future to people i know! Reviewed on: 12th August 2021

Amazing & easy!

5
Great customer service, quick response times. Reviewed on: 12th August 2021

BRILLIANT

5
PayL8r are a great company to choose for a personal loan! Customer service was good when I called up with a query and they were quick to amend my plan when an item got refunded. Would definitely recommend to anyone looking at using them! Reviewed on: 12th August 2021

Excellent service

5
Excellent service and very easy to use. Reviewed on: 12th August 2021

Excellent

5
Quick easy to follow great service. Can't wait to use the service again Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review