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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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1%
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Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Happy to use again in future

3
Okay, feel like the pay back is really expensive. Saying this once I’ve paid off I would probably use again Reviewed on: 12th August 2021

Superb company

5
They have been amazing with me, the monthly reminders are amazing. And keeps me updated with what I owe etc. Reviewed on: 12th August 2021

Amazing company!

5
Helpful, friendly and easy. If I’ve had an issue it’s resolved quickly and correctly. Makes getting nice things easier. Reviewed on: 12th August 2021

Good

5
Easy, small interest fees! Would use again Reviewed on: 12th August 2021

The Modern Way

5
Purchasing made easy, professional with the human touch. Affordable and accessible, easy to use app and the whole experience made me want to pay for my goods and buy something else. Reviewed on: 12th August 2021

Amazing and so accommodating

5
Great chance to be able to afford things that are a struggle. So accommodating and helpful.only thing I would say is maybe have more online live help, as I’ve tried to change my payment date a few times and nobodies got back to me x Reviewed on: 12th August 2021

Excellent company

5
Nice and stress free payment taken out in your own time Reviewed on: 12th August 2021

Amazing experience

5
Accepted even with a bad credit rating and this allowed me to improve my credit rating over the year Reviewed on: 12th August 2021

Amazing, simple service!

5
No stress, the service was easy to use and customer service were very knowledgeable. I’ve had no issues with repayments. Reviewed on: 12th August 2021

Great for financial help!

5
I love using PayL8r. It helps me borrow but still feel in control of my finances. The reminders that my payment is due is great and helps me keep on top of Things. I also like the fact I can access my login and see how much I have left to pay rather than having to call up a provider and check. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review