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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
35% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Brilliant

5
Helpful for those who need something but can’t afford it all straight away, but you know you’ll have more money in the next couple of days. Very straightforward and easy, definitely recommend! Reviewed on: 12th August 2021

Quick & easy

5
I have used pay l8r for years and it’s always been so easy and quick! I’m so glad they’re now available across a wider range of products I hope they keep expanding! Reviewed on: 12th August 2021

Great

5
Brilliant, definitely recommend and would use again. I have got all my friends and family to use it Reviewed on: 12th August 2021

Good payment plans

5
I used Payl8r to pay off a course and it’s been fantastic. Fair re payment plans and comes out on the day I wanted it to would highly recommend Reviewed on: 12th August 2021

Convenient

4
Very convenient to manage your money with Reviewed on: 12th August 2021

Fantastic

5
Really well put across for people to understand & good way to spread the payments Reviewed on: 12th August 2021

Giving my my annual treat

5
I get a big tattoo once a year, and pay for it monthly using payl8r! Reviewed on: 12th August 2021

Great easy to use affordable finance

5
I used this to pay for a cosmetic treatment. It was easy to set up, had a choice of repayment amounts and timescales. They repayment rates are affordable and I receive a text to remind me when a payment will be taken. Will use again. Reviewed on: 12th August 2021

Excellent company

5
Helped me when buying my extensions so helpful if struggling and no discrimination Reviewed on: 12th August 2021

Excellent service!

5
Payl8er are always on time and always organised. Love using their service and will continue to :) Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

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