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Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
35% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4222)

Really clear and easy to use

5
Clear instructions on how the payment method works. Good communication and would use again! Reviewed on: 12th August 2021

Easy to get accepted and no judgment on your credit score

5
Got accepted even with not so good credit score, Payl8r trusted me and didn’t judge me for my score rating , very easy to use as well Reviewed on: 12th August 2021

Amazing

5
Very quick to get approved and payment goes straight through. I use these quite frequently Reviewed on: 12th August 2021

Great experience

5
So easy to keep on top of your payments through their website and a great option for making larger purchases Reviewed on: 12th August 2021

Fast Reliable

5
Ordered my gearbox remap and got accepted for the credit to pay monthly the company was excellent and very communitive they are fast and relatable Reviewed on: 12th August 2021

Amazing service

5
Used this company time and time against brilliant Reviewed on: 12th August 2021

Such good service, I have used paylater many times over the years and never been disappointed or had any problems!

4
I’ve used pay later for purchases I wanted to spread over a period time and have always been happy with the service! Reviewed on: 12th August 2021

Great company

5
Really easy to apply, great customer service would highly recommend Reviewed on: 12th August 2021

So handy and so helpful

5
So helpful when you can’t afford something in full Reviewed on: 12th August 2021

Easy and efficient

5
Applying for credit and approval process was really easy. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

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