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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing

5
Very quick to get approved and payment goes straight through. I use these quite frequently Reviewed on: 12th August 2021
Sue Sillifant's avatar
Sue Sillifant

Great experience

5
So easy to keep on top of your payments through their website and a great option for making larger purchases Reviewed on: 12th August 2021
rachelkatiedouglas@icloud.com's avatar
[email protected]

Fast Reliable

5
Ordered my gearbox remap and got accepted for the credit to pay monthly the company was excellent and very communitive they are fast and relatable Reviewed on: 12th August 2021
Liam Brown's avatar
Liam Brown

Amazing service

5
Used this company time and time against brilliant Reviewed on: 12th August 2021
Aneesa's avatar
Aneesa

Such good service, I have used paylater many times over the years and never been disappointed or had any problems!

4
I’ve used pay later for purchases I wanted to spread over a period time and have always been happy with the service! Reviewed on: 12th August 2021
Kelsey Cordery's avatar
Kelsey Cordery

Great company

5
Really easy to apply, great customer service would highly recommend Reviewed on: 12th August 2021
El 's avatar
El

So handy and so helpful

5
So helpful when you can’t afford something in full Reviewed on: 12th August 2021
dmay_94@hotmail.co.uk's avatar
[email protected]

Easy and efficient

5
Applying for credit and approval process was really easy. Reviewed on: 12th August 2021
James M's avatar
James M

Allowed my great tattoo - simple easy service

5
Used for a tattoo, very simple and easy system to use Reviewed on: 12th August 2021
Ryan's avatar
Ryan

Easy affordable and friendly

5
Easy to apply .. affordable and friendly staff. I would recommend to anyone and would also use 1000 times over Reviewed on: 12th August 2021
Catherine Williams's avatar
Catherine Williams

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