Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 23rd Aug 2025
77% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

good to study! :) good! :) helpful! :) helped me study :) Reviewed on: 23rd August 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

amazing company

5
Lovey company, great customer service and they understand that sometimes things come up and maybe one month your late on your payment. The are here for normal people who live normal family life’s and wanna help. Reviewed on: 29th June 2020
demi bradley's avatar
demi bradley

Fast and simple

5
Fast process and easy site to navigate. Helped me finance a personal training course I would have struggled to pay for. Definitely recommend Reviewed on: 29th June 2020
Willvorine 's avatar
Willvorine

I love it!

5
It’s so ideal! Not only does it help improve my credit score but I’m able to purchase my goods and pay when it suits me! Even if I have the money to buy a large purchase outright I’ll still use this service so it’s not such a large dent in my bank account! Reviewed on: 29th June 2020
Kacey's avatar
Kacey

Would always recommend

5
I’ve used payl8r many times with no problems, easy to apply, easy to pay off, always been great with me. Would definitely recommend. Reviewed on: 29th June 2020
Rebecca's avatar
Rebecca

Brilliant!

5
Fab service. Easy re payments. Easy to follow what you’ve spent and what’s left to pay off. Definitely recommend Reviewed on: 29th June 2020
Chloe's avatar
Chloe

Amazing service 100% reccomend

5
I decided to use payl8r to pay for a crashcouse as i needed to drive but couldn't afford to pay for a crash course in one go. Very reasonable payments and made to suit you, cant reccomend enough!! Reviewed on: 29th June 2020
Jody's avatar
Jody

Best short term credit facility availability

5
Payl8r helps people afford the goods they want in harsh times like a pandemic. This facility meant I was able to pay in instalments making everything more affordable and obtainable. Reviewed on: 29th June 2020
Kelly Hefferman's avatar
Kelly Hefferman

Straight forward, no fuss, 100% recommend

5
I have utilised pay l8r on more than one occasion, each tome as easy and straight forward as the last. Have recommended a number of friends onto this service who have all had positive experiences. Reviewed on: 29th June 2020
Amy's avatar
Amy

Fantastic

5
Brilliant finance. Customer service 10/10 Reviewed on: 29th June 2020
Charlotte Blacker 's avatar
Charlotte Blacker

Worst thing if you want a mortgage

1
The class this as a short term loan, affected me getting a mortgage with a high street lender, even though I used it to by hair extensions, dont use Reviewed on: 29th June 2020
Holly Bacon's avatar
Holly Bacon

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill