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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Great customer service, fast & efficient.

4
I was made to feel very relaxed , non judgement & very caring throughout call when organising my plan. Nothing was too much even when I did not have exact information they were able to guide me through. At a time when things were very difficult emotionally & I was so anxious the associate was very supportive. Thankyou Reviewed on: 8th June 2022

Always open to help and very nice

5
Thanks pey plan lm a free man I have recommended. Pey plan Reviewed on: 8th June 2022

Calm voices in a time of absolute panic

5
My bank sent me to payplan when I went to them over the financial difficulties. My bank couldn't give me any help and I really did feel my situation was hopeless.......until I started with just a chat on the payplan website, from then on I felt a weight was lifted. My debts were large, and my family situation complicated by disabled relatives living in a granny flat, my husband owning his own business and I was a carer unable to take on any more work. I had been spinning plates with debts not knowing where to turn, when Wendy dissected everything and actually understood dividends, directors loans etc and all the other things that my creditors didn't want to know about, and found a solution. Wendy was literally a calm voice in a time of absolute blind panic. I now make 1 payment, and the help line are on call, email or text whenever I have a query. PayPlan have literally saved my sanity. Thank You Reviewed on: 8th June 2022

Helpful!

5
Payplan really helped me get on top of my finances. They were not judgmental and made sure the plan worked well for me. It’s such a relief that creditors are not bothering me anymore! Reviewed on: 8th June 2022

A great help in a difficult time

5
From the first contact PayPlan have been completely helpful and supportive throughout the process. And they continue to have ones best interests in mind. Would highly recommend them to anyone who may need help with debt. Reviewed on: 8th June 2022

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5
Outstanding help, would recommend for everyone Reviewed on: 8th June 2022

Life savers!!

5
When I couldn’t see a way out and desperation was my middle name, PayPlanPlus saved the day, helped me out more than I could have ever expected!!! Reviewed on: 8th June 2022

Stress relief

5
They did a great service and save me from anxiety. I was stressed a lot until I found out Payplan. I didn't need to do anything since they contacted my creditors and sorted everything. Reviewed on: 8th June 2022

Excellent friendly service

5
I am self employed and lost a significant amount of money when two companies went into administration owing me thousands of pounds. Payplan completely solved my debt management problems that resulted and stopped creditors chasing me for payments I couldn't afford. The process was made easy and the peace of mind was fantastic. Reviewed on: 8th June 2022

PayPlan helped me see a way out

5
When I came across PayPlan I was already quite deep in debt to the point where it was effecting my mental health badly and had me in a position where I was constantly stressed all the time about my finances. I ended up being recommended to PayPlan and was shocked how quickly they operate and how great their customer service is! They helped ease my stress and set me up with an affordable plan to pay off my debt over time at a rate I can afford whilst still have some money left to have a life. They also said that if I need any further help with my mental health they could help point me in the right direction for that! I can't express my gratitude enough and although it sounds cliche they really have helped change my life for the best! Thanks you PayPlan! Reviewed on: 8th June 2022

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