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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Sorted out my Debt Management Plan(DMP)

4
They helped me out of my financial problems,which were getting out of control and I could not manage them alone.I needed help. They sorted and organised all aspects of my DMP and liased with all my creditors. When all my creditors agreed with 'PayPlan' plans,it was just straight forward for me to pay 1 amount per month to my DMP and they did the rest. I was so relieved and my anxiety and stress levels went down. l could actually rest knowing PayPlan had helped me out of a very difficult predicament.I can breathe again and live a normal life all thanks to 'PayPlan' Reviewed on: 3rd September 2021

Peace of mind

5
Best decision I made following recommendation from work EAP scheme Reviewed on: 3rd September 2021

My IVA

5
We became into a large debt due to family situation. Basically we struggled to keep pace with payments which was only making payments which didn't cover the interest. We were made aware of Pay Plan and made a phone call to them, from that point whoever we spoke with had so much empathy and positivity in being able to support and help. We have been working with Pay Plan for 3 years and every person we have spoken to have been fantastic to advise best solutions. This really takes the stress away from us and is such a relief. In short Pay Plan all the accolades available for difference they make to people's lives. Reviewed on: 3rd September 2021

Liberating!

5
Payplan helped me find freedom from the guilt and shame I felt surrounding my debt. They are kind, knowledgeable, reassuring, non-judgemental and professional. For anyone needing help with debt, this is a invaluable service. Reviewed on: 3rd September 2021

Peace of mind

5
Payplan helps you manage your debts and gives peace of mind Reviewed on: 3rd September 2021

whe i started with payplan was fantastic they manage my debit and i had peace of mine

5
first all staff payplan huge thank you they manage my debit step by steb.they are profisional and respect pple. i am now iva last year i am delited and the job they done. thank you payplan all staff and my casewworker. huge thank you Reviewed on: 3rd September 2021

Simple helpful compassionate support

4
Payplan helped me to get a debt management solution in place. It’s not the easiest thing to go through all of my outgoings with a stranger but they were brilliant at understanding and helping me. I felt supported throughout the process of setting up my dmp. If I have any queries then they are quick to respond and review. Overall brilliant service and I am so relieved to see the debt reducing. Thank you ! Reviewed on: 2nd September 2021

An absolute pleasure

5
Easy convenient and so professional and understanding never felt judged it’s nice to work with someone who wants to genuinely help you!!! Reviewed on: 2nd September 2021

debt management

5
really helpful easy to apply and maintain Reviewed on: 2nd September 2021

Massive Thank You!!

5
I found myself in debt after my marriage broke up and facing a life threatening illness. I felt desperate and didn't know what to do or how to cope when a friend recommended PayPlan. From that very first phone call they have been amazing. They were professional,helpful and sympathetic to my situation. They helped by contacting my creditors and succeeded in getting any interest charges frozen and working out an affordable ,sustainable monthly repayment for me which was such a relief. They have always responded promptly to any queries/concerns I have had. I have so much to thank them for and I would say to anyone who finds themself trying to cope with debt......pick up the phone to PayPlan! Reviewed on: 2nd September 2021

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