Paid advertisement
Smart Money People Logo
Newsletter

PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

Perfect customer service

5
No one likes to be in debt, it's a scary and lonely place to be. PayPlan, from the first contact, have made me feel at ease and to make my debts manageable. Would highly recommend. Reviewed on: 10th August 2021

Amazing

5
So helpful was in such a dark place and they were my only way out Reviewed on: 10th August 2021

Peace of mind, support and care

5
I felt stressed and hopeless when I approached PayPlan for help with problem debts. From the moment I first spoke to them I've felt reassured that I can manage my finances and deal with my creditors without undue worry. PayPlan gave me hope and optimism - a truly outstanding service. Reviewed on: 10th August 2021

Changed my life

3
So helpful and really took the stress away from life. Can’t recommend enough Reviewed on: 10th August 2021

Always there to help

5
Always there to help and extremely friendly service. Reviewed on: 10th August 2021

Excellent communication

5
Always helpful and kind people. Reviewed on: 10th August 2021

Peace of Mind

5
Very friendly customer service. They are quick to respond to any messages. They give peace of mind which is a blessing. Reviewed on: 10th August 2021

Helped me get out of a debt pit

5
I was in a bad way! My wife had left me. My house was in negative equity. I had 6 indoor cats (the ex wife didn't want anymore). I had over £52000 in debt and could not see anyway of paying it of with interest. Payplan dealt with all my creditors on my behalf, arranged a managable repayment amount and got them to freeze the interest. I am now only 18 months away from being totally debt free and can then move on with my life. Cant thank them enough. Reviewed on: 10th August 2021

Life changing help when most needed.

5
I gave PayPlan a call when I was going through the hardest time of my life when there was nowhere else to go and this changed everything for me. It felt good to talk to someone that can help without being judgemental and it helped me a lot, both mentally and phisically. After a couple of meetings on the phone I felt less stressed and more in control of my life again and this gave me the motivation to go on and work hard and achieve great things. PayPlan is a great organisation and deserves all my support and admiration because they are doing great things and most important of all, they are making a difference in real people's lives. Reviewed on: 10th August 2021

Patient understanding non judgemental

5
Was struggling to find ways to make all payments of loans / credit cards after losing my job called pay plan and spoke to the most polite and understanding person , within one hour had a payment organised that was affordable. Can speak to an advisor about my account any time and there always ready to help thoroughly recommend pay plan. Reviewed on: 10th August 2021

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review