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Michael Fotis

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All reviews (59)

Review of the HSBC, Premier Credit Card:

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Communication of an offer that I can't actually use!

I recently received an email from HSBC informing me that I could earn bonus points if I spent x amount per month May, June & July. The problem is I got this email at the end of June and haven't spent anything on my card during May, so can't be eligible for the special bonus points! Reviewed on: 29th June 2015

Review of the HSBC, Business Banking:

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Friendly agent BUT £9 charge

I had to make an invoice payment in US dollars. I couldn't do this online, so had to call HSBC. The agent that took my calls was very friendly, and there was no call wait (it was 9pm on a Sunday)...but I am a little annoyed that they charged me for the ability to make a payment. Reviewed on: 14th June 2015

Review of the HSBC, Loyalty Cash ISA:

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Rates are going down again!

I recently got another letter informing me that the ISA loyalty rates are going down again, which is really not a good way to reward loyalty! Reviewed on: 3rd June 2015

Review of the Abundance Investment, Debenture:

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Simple and clear account opening process

Opening an account with Abundance is really simple. It's clear that they've put a lot of time and effort into making the user experience effortless, and have the right level of guidance and definitions to help potential investors make an informed decision. Reviewed on: 16th April 2015

Review of the NS&I, Income Bonds:

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Easy to manage....but very low rates!

I recently decided to close this account with NS&I. Although the product was quite easy to manage online (I don't think I've ever need to call them), the rate offered is very low. I would look at reopening if the interest rates increased. Reviewed on: 6th April 2015

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