Nate's community profile page - Smart Money People

Write a review

Go to business site

Viewing profile for,

Nate

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the Zable, Credit card:

View on product page

Review of Zable Credit Card Company

Review of Zable Credit Card Company I recently had the opportunity to use the Zable credit card, and I would like to share my experience in detail. Overall, I found Zable to be a solid option for those looking for a straightforward credit card with some unique features, although there are areas where they could improve. Features and Benefits User-Friendly Application Process: One of the standout features of Zable is its seamless online application process. The form was easy to fill out, and I received an approval decision within minutes. This convenience is a big plus for those who value efficiency. No Annual Fee: Zable offers a no annual fee structure, which is a significant benefit. Many credit cards in the market charge yearly fees, so this makes Zable an attractive option for budget-conscious consumers. Competitive Interest Rates: The interest rates offered by Zable are competitive. While they are not the lowest in the market, they are reasonable, especially considering the no annual fee aspect. Cashback Rewards: Zable provides a decent cashback rewards program. Users can earn cashback on everyday purchases, which can be a nice bonus over time. The rewards program is straightforward and easy to understand. Customer Service: My experience with Zable's customer service has been positive. The representatives were knowledgeable and quick to resolve my queries. The availability of multiple channels for support, including phone and online chat, adds to the convenience. Drawbacks Limited Additional Perks: While Zable excels in simplicity, it lacks some of the additional perks that other credit cards offer, such as travel insurance, purchase protection, or extended warranties. If you are looking for a card with extensive benefits, this might be a drawback. Moderate Credit Limit: For new users, the initial credit limit might be on the lower side compared to other credit cards. While this might improve with consistent usage and timely payments, it could be a limitation for those who need a higher limit upfront. No Balance Transfer Option: Zable currently does not offer a balance transfer option. For users looking to consolidate debt from higher-interest cards, this could be a significant disadvantage. Mobile App Experience: The Zable mobile app is functional but could use some improvements in terms of user interface and additional features. Enhancements such as transaction categorization or more detailed spending insights would be welcome additions. Conclusion In conclusion, Zable is a good choice for those seeking a no-frills credit card with no annual fee and a straightforward cashback rewards program. The easy application process and solid customer service are definite positives. However, if you are looking for a card with extensive perks and higher initial credit limits, you might need to explore other options. Overall, I would recommend Zable for individuals who prioritize simplicity and cost-effectiveness in their credit card choice. Reviewed on: 7th June 2024

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.