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Review of the Vanquis, Credit builder credit card:

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Vanquis will only give you credit you can afford.

Vanquis will only give you credit you can afford. If they offer an increase, you have to apply for it and if they think you can't afford it, then you will not get the increase. This is a good thing because you cannot overstretch yourself. If you just pay the minimum each month, but you have reached, or got close to your credit, then you will have to pay more to avoid losing your account. They will inform you of this if it happens to you. It is always best to pay what you can afford each month to avoid this. Reviewed on: 19th April 2025

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