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Review of the RCI Bank, Fixed Term Savings Account:
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Great bank for savings and helpful staff

4
I find RCI usually has competitive savings rates. The customer service team replies quickly and are always helpful. The one drawback with RCI (and the reason I won't award 5 stars) is that you can only have one linked bank account, meaning that if I have a joint savings account and an individual one the the funds must be transferred to and from one single account. In this day and age I would expect to be able to link a different account to each RCI account - especially when considering safeguarding against financial coercion Reviewed on: 1st May 2025

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