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Tiernan McD

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Review of the PayPal, PayPal Credit:

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Positive experience, only one small bit of criticism.

PayPal credit is easy to use and access, and the application process is also straightforward. Making your monthly payments is made easy as you have to option to use your PayPal balance, a debit/credit card or simply set up a direct debit. PayPal credit also offers 0% interest on purchases over £100 (if paid back in full by 4 months after purchase date) which I think is great as no one wants to spend more than they need to, especially in this day and age. If I have one piece of criticism, it would be that usually payments made towards your PayPal credit balance take days to clear, which can be quite frustrating for obvious reasons. Other than that my experience with PayPal credit has been positive overall. Reviewed on: 27th May 2025

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