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Caroline O

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Review of the PayPal, PayPal Credit:

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Its been a 10 years journey, I started of using PAYP...

Its been a 10 years journey, I started of using PAYPAL to pay for goods online eg AliExpress, BA, Boots, John Lewis etc through my Debit card, as I was concerned about safety and online theft. After a while I starting getting invitations from PayPal to take on PayPal credit. AT first I was a bit hesitant because I was concerned about the APR % rate, I shopped around and discovered that PAYPAL's APR % was competitive. PAYPAL has two wonderful offers: Buy something now and pay for it later in 6 months without paying Interest or Buy something and pay for it in 3 instalments. I always go with the first option offer and try and pay off everything before the 6 months is due so as not to get myself into too much debt. I would recommend PayPal to my family and friends, it is safe and its interest rates are very competitive. It can be use to pay for goods ONLINE and OFFLINE in the stores Reviewed on: 27th May 2025

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