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Gatesy

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Review of the PayPal, PayPal Credit:

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Love PayPal - makes my busy life easier.

I love being able to pay for loads of things online with my PayPal account because it means I don't need to go and get my bank card - that I rarely have one and then I need tobget my reading glasses to see the card! This means I can order items extremely quickly which is important when life is so busy. I also like the fact that I can quickly choose to pay direct from my current account or use PayPal credit. I've only been late with a payment towards my credit once but was so surprised to see how little I had been charged. From memory, I think this was only around £12. Manybuears ago, I was in debt and struggling, and the chaeges were around 3 times higher than this each time! PayPal interest rates seems fair to me too and the pay in 3 option is very helpful as I usually get things paid off before any interest is applied. The only thing I would change about PayPal is the ability to choose the date when setting up a Direct Debit. I want the date to be just after I'm paid but the system only allows it to be the statement date. However, I have not tried contacting PayPal to see if they can change it. Reviewed on: 28th May 2025

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