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Mr S Spencer

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Review of the Vanquis, Credit builder credit card:

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I use my card as a charge card.

I use my card as a charge card. Pay it off in full every month, via direct debit. Nice to use someone else's money, even if for a short while. The interest rate is high, so, as I don't want to pay large amounts of interest I will always pay it off each month. Thanks guys. Free money, what's not to love. Reviewed on: 8th July 2025

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