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Review of the Trading 212, Cash ISA:

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Moving to new provider

My rate has gone down rapidly looking at moving to another provider. Reviewed on: 2nd February 2026

Reply from Trading 212 Thank you for sharing your feedback. Our Cash ISA interest rate tracks the Bank of England’s base rate to ensure we stay aligned with the market and offer a fair return on your savings. The rate is set at the Bank of England’s (BoE) base rate minus 0.15% (variable tracker rate). Any changes to the base rate are reflected in your rate accordingly. Since the recent changes, the BoE base rate is now 3.75%, which is why our Cash ISA interest rate is 3.60% AER. Nonetheless, we appreciate your feedback and will keep it in mind as we continue to look for ways to improve our services. If there’s anything else we can do to improve your experience, please let us know. Response date: 16th February 2026

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