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Jenny O

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Review of the InvestEngine, Investment platform:

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Investing Between the School Runs

I’ve spent most of my adult life feeling like I should be doing more with my money than just letting it sit in a high-street savings account, but honestly, who has the time? Between the school run, back-to-back Zoom meetings, and trying to remember if it’s "World Book Day" or "Odd Socks Day," the idea of "investing" always felt like another massive chore on a never-ending to-do list. I used to picture a wall of flickering green numbers and men in suits, and I figured if I didn't have hours to study the stock market, I shouldn't bother. Then I found InvestEngine, and I have to say, it’s been a bit of a game-changer for my "mental load." I’ve been using it for a while now, and the biggest compliment I can give it is that I barely have to think about it. Setting it up was surprisingly painless. I did it on my phone while waiting for my daughter to finish gymnastics, and within about ten minutes, I had a portfolio ready to go. Because they only deal in ETFs—which are basically just baskets of different companies—I didn't have to stress about picking "the right" individual stock. I don't know if Apple is going to have a bad quarter, but I’m pretty sure the global economy as a whole will keep ticking along, and that’s the kind of broad-brush investing they make easy. The real "mummy-win" for me is the automation. I’ve set up a recurring payment that goes out right after payday. It’s a "set and forget" situation; the money leaves my account and gets tucked away before I have the chance to spend it on overpriced coffee or another pair of school shoes. They have this "fractional investing" feature too, which is great because it means every penny I send over actually gets put to work, even if it’s only twenty quid. Now, being honest, it isn't perfect. If you’re the type of person who wants to buy specific shares in a company you love, you’ll be disappointed because you just can’t do that here. It’s strictly ETFs. Also, it’s not for people who want to "play" the market. They only trade once a day, so it’s definitely a slow-and-steady-wins-the-race vibe. And I’m still waiting for them to launch a proper pension option so I can move my old work pots over, which is a bit of a niggle. But the cost is what really sold me. Their DIY portfolios have no platform fees. As a mum, I am programmed to hunt for a bargain, and "free" is a price point I can get behind. Even their managed service, where they do the hard work for you, is incredibly cheap. It feels good knowing that my kids’ future nest egg isn't being nibbled away by some middleman in a fancy office. It’s simple, it’s low-stress, and it actually makes me feel like I’ve got my life together—even if there’s currently a pile of laundry on my sofa the size of a small mountain. Reviewed on: 11th February 2026

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