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Review of the PayPal, Pay in 3:

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Yay! I might get paid for this review!

I was asked to vote for PayPal as "Best Retail Finance Provider" for a chance to win £1000. Seems a bit like a bribe. They set up a late payment trap whereby they'll make no real effort to warn you of an overdue payment and charge you a horrendous fee when inevitably you miss the 1 email among the hundreds we all receive. Will they text you? No. Phone you? No. Just slap the fee on. Reviewed on: 6th April 2026

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