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Kay N

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Review of the PayPal, PayPal Credit:

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PayPal Credit works well for me

I regularly use PayPal credit to make small purchases online. It's quick, easy, and helps me to increase my credit score. There have been a couple of times when I've missed a payment because I assumed a direct debit was set up, so I wonder if it could be a default to take a minimum payment from the connected bank if there is an immediate deadline. Overall though the service is great and when I've needed to contact customer service it's been easy to speak to a human on the phone and they've always solved my issue. Reviewed on: 7th April 2026

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