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Lee H

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Review of the PayPal, PayPal Credit:

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The APR is competitive

The APR is competitive, (yes it could always be lower with ANY lender) but I am often surprised by new offers that counterbalance the “hit” such as 0% for 4 months or Pay in 3 that other lenders either don’t offer or hide, this often gives me the freedom of “do I buy now or wait” Reviewed on: 13th April 2026

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