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Mrs A

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Review of the PayPal, PayPal Credit:
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Benefits of PayPal credit

5
I like PayPal credit as I know that my details are definitely not passed on. It is also useful for more expensive or larger items because I can stretch my payments over 3/4 payments without having to be worrying about having the full amount in my bank account that day. I pay off my balances when due and make sure I have a decent amount available on the PayPal credit available for if anything crops up that I need quickly and I can again use my PayPal credit. Also if keeping your account in order you may be offered balance increases, but if in regular debt PayPal make suggestions of a reduced balance in order to protect yourself from further debt which is a great feature too. Reviewed on: 13th April 2026

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