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Eleanor

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Review of the PayPal, PayPal Credit:

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Annoying credit card.

I really hate the way that PayPal has an Insidious way of tricking people in to taking out credit. I've tried to close the credit card element but there is no obvious way to do this. If you look for help, it seems to be AI. Even if you set it up for default to balance, it still somehow let's you put things on credit. One doesn't realise they have put things on credit and run the risk of interest. I have now set this to pay off in full each month. PayPal is such a good service apart from this annoying element. Reviewed on: 14th April 2026

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