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S B

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Review of the Lendable, Personal loan:

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Should be eligible for extra top up in a short gap o...

Should be eligible for extra top up in a short gap of time as an existing borrower. Interest rates could be lower and for everyone equally regardless of credit scores. Reviewed on: 17th April 2026

Reply from Lendable Hello, Thank you for sharing your feedback. We are pleased to hear that your experience has been positive enough to earn a 4-star rating, and we appreciate your thoughts on how we can improve our lending model. Regarding your comment on "top-ups" and equal interest rates, Lendable operates under a risk-based pricing model. This means that interest rates are personalised for each applicant based on their unique credit profile and a comprehensive affordability assessment, rather than being a flat rate for everyone. Our policy on additional borrowing is also governed by responsible lending criteria; this often requires a minimum period of successful repayment history on an existing loan and a fresh assessment of current financial circumstances to ensure any further credit remains sustainable. For your security and privacy, we cannot discuss the specific details of your credit assessment, your eligibility for further borrowing, or your account on this public forum. We aim to be fully transparent by ensuring all costs and eligibility requirements are clearly communicated to help our customers manage their finances effectively. If you have specific questions about your eligibility for additional funds or your current agreement, please contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026

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