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Amrit Loyal

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Review of the Lendable, Personal loan:

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Quick to provide a loan the APR is too high needs to...

Quick to provide a loan the APR is too high needs to be lower as a single parent I will have paid back double the amount than what borrowed this is not affordable as customers are being overcharged it’s like a punishment for borrowing in the moment of need please look into this matter, it’s not about making money it’s not practical to overcharge. Reviewed on: 18th April 2026

Reply from Lendable Dear Amrit, Thank you for your feedback. We are pleased to hear that we were able to provide you with the funds quickly when you needed them, but we take your concerns regarding the cost of your loan and its affordability very seriously. Regarding your comments on interest rates and the total amount repayable, Lendable utilizes a risk-based pricing model. This means that the APR and terms offered are personalized based on a variety of factors, including an individual’s unique credit profile and a thorough affordability assessment. This policy ensures we are lending responsibly by offering terms that reflect the specific financial circumstances of each applicant at the time of their request. We strive for full transparency by ensuring all costs, including the total amount payable over the life of the loan, are clearly displayed upfront during the application process to help our customers make informed decisions. For your security and privacy, we cannot discuss the specific details of your interest rate, your affordability assessment, or your account on this public forum. We are committed to supporting our customers, especially those navigating challenging circumstances like single parenthood, and we never want our products to feel like a burden. If you are finding your current repayments difficult to manage or if your circumstances have changed since you took out the loan, please reach out to our specialist support team immediately at [email protected]. We are here to listen and discuss any potential options available to support you. Best regards, The Lendable Team Response date: 19th April 2026

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