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Kath S

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Review of the Lendable, Personal loan:

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Disappointed with the rate but good experience

Disappointed with the rate especially given the amount of months I am repaying over but I needed funds and they worked with me to provide it Reviewed on: 18th April 2026

Reply from Lendable Dear Kath, Thank you for sharing your feedback. We are pleased to hear that we were able to work with you to provide the funds you needed, but we certainly acknowledge your disappointment regarding the interest rate in relation to your repayment term. To provide some general context, Lendable utilizes a risk-based pricing model where interest rates are personalised based on an individual’s credit profile and a comprehensive affordability assessment. Generally, the length of a repayment term can also impact the total cost of credit. Our policy is to ensure all these figures—including the monthly repayments and the total amount payable over the duration of the loan—are clearly displayed upfront during the application process to help our customers make informed decisions. For your security and privacy, we cannot discuss the specific details of your interest rate, your chosen loan term, or your account on this public forum. We are committed to responsible lending and aim to provide products that are sustainable for our customers' specific circumstances. If you have any specific questions regarding your agreement or would like to discuss your plan in more detail, please reach out to our team at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026

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