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Matthew P

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Review of the Lendable, Personal loan:
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Fast approval, but check the final rate carefully

5
I used Lendable for a personal loan recently and overall the process was very smooth. The application only took a few minutes and I got a decision almost instantly, which was impressive compared to other lenders I looked at. The funds were paid out quickly as well, which helped as I needed the money fairly urgently. The online account is easy to use and everything is clearly laid out in terms of repayments and schedule. The only thing I’d flag is that the final interest rate offered was a bit higher than the representative rate advertised, so it’s worth checking the details carefully before accepting. That said, the flexibility to overpay without penalties is a big plus. Overall, a good experience if you value speed and simplicity, just make sure you’re happy with the final terms before committing. Reviewed on: 19th April 2026

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