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Mairi F

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Review of the Lendable, Personal loan:
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Have used lendable a few times to help with spreadin...

4
Have used lendable a few times to help with spreading the cost of home improvements. Have found the interest rates to be competitive and the loan website easy to navigate and manage. I’d like the option of overpayments to decrease monthly instalment amount as well as option to reduce term, hence the 4/5 stars. Reviewed on: 21st April 2026
Reply from Lendable Hello Mairi, Thank you for being a returning customer and for sharing your experience with us. We are pleased to hear that Lendable has been a helpful partner in your home improvement projects and that you find our website easy to navigate. We also appreciate your constructive feedback regarding our overpayment options. At Lendable, our policy allows customers to make overpayments at any time, which reduces the total interest paid and the overall loan balance. By default, these payments are applied to shorten the remaining term of the loan rather than reducing the immediate monthly installment amount. This approach is designed to help customers become debt-free sooner, though we understand the desire for more flexibility in how these payments impact your monthly budget. For security and privacy reasons, we cannot discuss or reference the specific details of your account or your payment history on this public forum. If you would like a detailed breakdown of how an overpayment has affected your specific loan, or if you have any further questions, please reach out to our support team at [email protected]. They are available to provide the personalised assistance you need. Best regards, The Lendable Team Response date: 24th April 2026
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